State of Washington Supreme Court: No Note, No Foreclosure

The State of Washington’s Supreme Court ruled that Mortgage Electronic Registration Systems, Inc. (MERS) is prohibited from using the state’s non-judicial process to foreclose on properties unless they hold the promissory note. The decision came about after the court ruled in favor of two plaintiffs who were foreclosed on by MERS although the company did not hold the promissory note for the property. A personal injury can happen when you least expect it and in a range of different settings: at home, work, on the road, out and about. A claim can be made if it can be proved that the accident was not your fault. This means that another person or party has exercised due negligence and that the party’s duty to take precautions to prevent the accident and injuries occurring has been flouted. If this is the case, the claimant has a legal right to pursue a claim and may be entitled to monetary compensation. You can find more information about The Best Lawyers for Serious Personal Injury Claims through this site apmlawyers.com. Cremation is a popular choice in recent years and if you decide on cremation for a loved one or even yourself, you have lots of choices for the celebration of life. From no service to full service, cemetery location and cremation memorial items such as keepsake jewelry and urns, everything can be customized to suit your needs, family choices and financial situation.

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To get a fair settlement after a wrongful accident caused by a negligent driver or medical professional is to hire the best Birmingham wrongful death lawyers. You will not have a hard time in locating experienced lawyers in you place. There are various law firms that specialize in cases of wrongful death. You can always as for referrals from those who have been in this accident. You need to take legal action against the negligent party who caused the death of your loved ones.

You might that hope is far away from you especially that the situation cost the life of another person. You are left with little hope at all. However, your lawyer is at your side to support you in such difficulty. You maybe emotionally down and you are not in your right state of mind to handle the legal issues. You may not be able to decide whether or not to proceed with the case because you are too exhausted and stressed. You cannot believe that your loved one just passed away just because of the negligence of the other person. You may be unaware of the complexities that can happen in the legal world.

In times like this, you need to talk to the wrongful death lawyer so that you will know your rights as the immediate relatives of the victim. You might be surprised to know that you have rights to exercise especially that victim’s death is the result from the sheer negligence of the other party. It would be unfair if the negligent party is doing nothing and you are suffering all the damages including financial, mental, emotional, and psychological damages.
“Simply put, if MERS does not hold the note, it is not a lawful beneficiary,” Justice Tom Chambers wrote in the case opinion. (source)

MERS records and tracks the transfer of mortgages electronically, effectively avoiding the cost of recording fees and the inconvenience of recording ownership at the courthouse. But MERS’ involvement in the foreclosure crisis has raised the ire of both homeowners and legislators who were alarmed at the number of homes foreclosed on by the entity without a promissory note.  In response, MERS began abstaining from initiating foreclosures on properties for which they didn’t have a note. But that abstention only began a year ago. There are still foreclosure cases making their way through the court system. The Washington Supreme Court’s ruling could impact those foreclosure cases that are the result of MERS now defunct policy.

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